Curiosity over Yin Yoga: What is it all about?

Weeks ago I have never heard of the so-called Yin Yoga. I just encountered this term in our Yoga class when our instructor decided to change our practice from Ashtanga Yoga to Yin Yoga for one session (He planned to alter the practices). Ashtanga Yoga is really very tiring and for me, the transition from one pose or asanas to another  is quick enough for me to lose balance at times (since I’m a newbie).

My curiosity level got higher because I have no idea about it, and I got scared when our instructor told us that in Yin Yoga, we have to hold the asanas longer compared to Ashtanga asanas -and we’re talking about MINUTES here guys. Minutes!

So what is Yin Yoga all about?

Based on my experience, Yin Yoga is a bit slow-paced compared to Ashtanga. For Ashtanga, you only have to hold the asanas for 5 breathing and you have to switch to another asanas. As for Yin, it’s different because you have to hold the asanas for around 5 minutes or longer, I can’t really tell how long exactly because it’s our instructor who’s taking note of the time. For me, Yin Yoga is more relaxing than Ashtanga. I really find Ashtanga aggressive, especially for newbies like me.

Basically, Yin Yoga targets the connective tissues like the ligament and the tendons in the pelvic area, lower back, and the hips. According to our instructor, Yin Yoga strongly focuses in the middle part of the body. And because the time allotted for each pose is longer, it actually promotes good energy circulation, and the series of poses are designed to trigger the internal parts of body, such as the liver, kidney, etc. Yin Yoga also promotes patience to those who practice it because the time allotted for each pose is longer compared to other kinds of Yoga.

This kind of Yoga is also advisable to those who have very stiff muscles because it promotes flexibility. However, since this kind of Yoga is not as invigorating as the other practices, it is advisable to practice Yin Yoga in a warmer room temperature. Yin Yoga takes longer time to rise the body temperature, that’s why it’s best to be in a room with higher temperature.

And to take note:

This Yoga didn’t start in India. Where do you think it started? But of course, in CHINA! Where else?

Aside from those stuff, I don’t know anything else about Yin Yoga.

Well, Maybe I do know another thing… it made me fall asleep! 😛

Oh well… Namaste!

Crispy Kare-Kare At Hukad sa Golden Cowrie

Yesterday was the 4th day of my training and it was horridly stressful. A lot of tools and details were introduced to us and I can truly say that it’s a day of pure information overload. The 10:00 p.m. to 7:00 a.m. shift isn’t easy you know. Anyway, I was so tired and felt like my head’s having an internal hemorrhage, so I call it quits at exactly 7:00 a.m. and sleep. [As I mentioned before in my previous article, I’m working at home so there’s no problem for me to sleep in a snap]

I wasn’t able to sleep 6-8 hours straight due of multiple errands I need to finish throughout the very limited time of my day, so I said, I have to pay myself a good meal simply because I deserve it.

My partner and I were strolling in SM City Bacolod, looking for a good place to have lunch, when we saw a new restaurant which we haven’t tried yet. The place is called Hukad sa Golden Cowrie. We got in there and checked their menu. Basically, they’re serving native Filipino foods typically served during fiesta.

There’s a lot of dishes to choose from! Since it’s our first time to try their dish, we asked the waiter for their specialty, best seller, or the most interesting food they have on the menu. Typically the waiters will say that their specialty is ‘crispy pata’ but of course we don’t believe that ‘coz we all know that they’re just saying since it’s one of the most expensive dishes in the house, in general. Moving forward, the waiter suggested a lot of dishes but what really intrigued us were their Crispy Dinuguan and their Crispy Kare-Kare [as shown in image b. below]. I’ve never tried and never heard before, so we ordered both.

When we got our order, I gotta say I’m not a big fan of their Crispy Dinuguan. It’s outside the ordinary, however, it wasn’t extraordinary. But I also gotta say that I’m impressed with their Crispy Kare-Kare. The traditional Kare-Kare looks like this:

a. Traditional Kare-Kare with Oxtail and Beef Tripe

But look at what we’ve ordered:

Featured image
b. Crispy Kare-Kare at Hukad

See the difference? So what they did was, they replaced oxtail and beef tripe with fried pork belly, and then, they deconstructed the whole idea of Kare-kare. Instead of having the veggies, meat, and the sauce altogether, they put it in a platter separately. As you can see, there’s fried pork and blanched veggies on the side, plus the undying presence of Bagoong [fermented shrimp in this case].

Was I surprised? Not really. I’ve seen this idea on TV years ago actually. I’ve seen deconstructed Kare-Kare and Sinigang na Baboy [Pork in Tamarind Based Soup] prepared by one of the celebrity Filipino chefs on TV. The idea wasn’t new but it’s cute. For the taste, I’ll give it an 8 out of 10, ‘coz I’ll give my mom’s recipe a 9 and mine’s a 10! Hah! Just kidding. But yes, I’ll give it a decent 8.5 score, just because I’m still hooked up with the traditional way of cooking it, and I love beef tripe which was actually missing in action in this case. Plus, I would like to have more crushed peanuts on the sauce. But in general, it’s really a good food and I recommend it especially to the tourist visiting Philippines. It’s not traditional but it’s good.

So my day ended up yesterday even if I wasn’t able to buy a Christmas tree, although I was suppose to. I was full and and satisfied with the good food we had. By the way, I also have to mention that their crew is very friendly and accommodating. Those guys deserve commendation. 🙂

How about you? Do you wanna try this out, too?

How Do You Manage Your Salary?

That’s a good question, don’t you think?

Now, I want you to check on your latest salary and then try to reflect, “Where did I spend my money?” Try to recall your expenses, bills, and your savings. Do they all sum up? Yes? No?

I am a newly government licensed financial advisor, and I discovered a lot of things that I wasn’t aware of before, like how to manage my own money, and how to do away from living a paycheck to paycheck lifestyle.

My first AHA-moment was when our trainer told us that ideally, we should have a 6-month contingency or savings. That contingency will serve as a buffer for emergency purposes and/or in case of unexpected job loss. At that moment, I was thinking “I didn’t know that and I don’t have that much contingency.”

According to in June 2013, 76% of Americans were actually living from paycheck to paycheck. 50% of the respondents in their survey got less than 3 months worth of savings, and 27% of the respondents got no savings at all. Remember, this is a survey done in the U.S. and this may vary from country to country, however, the same financial issues exist.

Ideally, we all have to save at least 10% of our earnings. That means, if you have a monthly salary of $5000, $500 of it should go to savings, and $4500 should keep your liquidity (meaning you will have 90% for your expenses, bills, etc.). With proper discipline, this scheme will help you maintain a good cash flow and will help you avoid unnecessary loans or other financial liabilities.

So what will you do with the 10%?

The 10% is best kept in the bank, because if it’s kept in your pocket or wallet, then it will be gone in seconds. That’s for sure. There are companies paying out their employees directly through bank. Having a separate account for savings will definitely help and have that 10% go straight there. Most people would probably say they don’t have time to go to the bank (boy, that’s my #1 excuse), but hey! That’s where online banking comes in. You can link your payroll account and your savings account so you can do money transfer in a heartbeat. It’s pretty easy. If you’re not sure how to do it, you can definitely ask assistance from your bank.

I know saving 10% will not get you to 6-month contingency right away, but it’s definitely good to start somewhere.  If you will, you can also save more than 10%, and saving more than that can lead you to higher financial buffer in case of emergency and get financial freedom faster.

Think of it this way, if you’ll save $500/month, it will give you $6000 annual savings. In 5 years, you will have that 6-month contingency. 5 years may seem a long time, that’s why the best time to start managing your salary and start saving for the future is now! The longer you wait or procrastinate, the farther you’ll get that amount of savings, or worst, you might not have that savings at all.

It’s your call.